Link Ghana Card to NHIS Card

Link Ghana Card to NHIS Card

Link Ghana Card to NHIS Card 2024. Ghana has implemented substantial measures to ensure its citizens have access to high-quality healthcare services, primarily by creating the National Health Insurance Scheme (NHIS). In this post, we will explore, how NHIS is funded, its benefits, and how to link your Ghana card to your NHIS card.

Key Features and Benefits

Coverage: The NHIS covers a broad range of healthcare services, including outpatient care, inpatient care, surgeries, emergency services, maternal care, and essential medications. The scheme also includes preventive and primary healthcare services

Affordability: One of the primary goals of the NHIS is to make healthcare affordable for all Ghanaians. To achieve this, the scheme offers different membership categories based on income levels, ensuring that even the economically disadvantaged can access quality healthcare services

Portability: The NHIS is portable within Ghana, allowing subscribers to access healthcare services across the country. This feature is especially beneficial for individuals who frequently travel or reside in different regions

Family Coverage: The NHIS provides the option for family coverage, allowing subscribers to include their dependents, such as spouses and children, under a single policy. This ensures that families have comprehensive healthcare coverage

Cashless System: Under the NHIS, subscribers can receive healthcare services without paying cash at the point of service. Instead, healthcare providers are reimbursed directly by the NHIA. However, there may be certain services or medications that require co-payments or exemptions

Related Link: Ghana Card Registration & Replacement Questions & Answerss

How to Link your Ghana Card to your NHIS Card

  1. On your phone, kindly dial *929#
  2. Select option 4 (Link Ghana Card)
  3. Enter your Ghana card Personal ID Number without the hyphen (eg. GHAxxxxxxxxxx)
  4. Press Send
  5. Enter your NHIS membership Number
  6. Press send

Related Link: How to Renew your NHIS

Wait for the confirmation message ie if your process has been successfully submitted and merged

How NHIS is Funded

  • The National Health Insurance Levy (NHIL), which is 2.5% levy on goods and services collected under the Value Added Tax (VAT)
  • 2.5 percentage points of Social Security and National Insurance Trust (SSNIT) contributions per month
  • return on National Health Insurance Fund (NHIF) investments
  • premium paid by informal sector subscribers

Categories of NHIS Health Care Facilities

Several categories of health care facilities have been credentialed by the National Health Insurance Authority (NHIA) to provide services to subscribers, these are

  • Community-based Health Planning and Services (CHPS)
  • Maternity homes
  • Health centres
  • Clinics
  • Polyclinics
  • Primary hospitals (district hospitals, CHAG primary hospitals, quasi- Government primary hospitals and private primary hospitals)
  • Secondary hospitals
  • Tertiary hospitals
  • Pharmacies
  • Licensed chemical shops
  • Diagnostic centres

Government NHIS Allocation

NHIS subscribers fall into two broad groups, the informal and exempt groups. It is only the informal group that pays premium. Members of the exempt group do not pay premium, they are

  • Formal sector employees and the self-employed who contribute to the Social Security and National Insurance Trust (SSNIT contributors)
  • Children (persons under 18 years of age)
  • Persons in need of ante-natal, delivery and post-natal health care services (pregnant women)
  • Persons classified by the Minister for Social Welfare as indigents,
  • Categories of differently abled persons determined by the Minister responsible for Social Welfare
  • Persons with mental disorder
  • Pensioners of the Social Security and National Insurance Trust (SSNIT pensioners)
  • Persons above seventy years of age (the elderly)
  • Other categories prescribed by the Minister

NHIS Contact Information


No. 36-6th Avenue,

Opposite AU Suite,

Ridge Residential Area,



+233 (0) 302 238136/ 233255/ 216970/ 241690

Email us

[email protected]

Call Center

054 444 6447

Digital Address


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