5 Business ideas to start in Ghana with little or no money

5 Business ideas to start in Ghana with little or no money

Starting a business can be very demanding considering the cost of operations and also depending on the type of business you are looking to go into. For most businesses, you may need to get a shop, office space, land, and other miscellaneous things that will make running the business a success. Also, you may need the support of other people/employees to make everything possible.

These items can be expensive and may eat into your business budget especially if you are operating on a tight budget. Whether you are unemployed or a full-time employee but looking for a second source of income,  In today’s article, we bring to you a list of five (5) business ideas that require little or no money to start in Ghana.


The number one spot is blogging. Running a blog is a very lucrative business one can venture into in 2022. The concept of blogging, in a nutshell, is running an online platform where you provide content that is useful to other people. This content can range from online guides, travel guides, educational guides, news updates, music lyrics, music downloads, business insights, etc.

The only requirement for being a blogger is having a passion for writing since blogging is about writing relevant content for your visitors. Once your blog is up online for a minimum of 2-3 months with some traffic from visitors, you can then apply for AdSense from Google or from any other good ad service provider. Once your blog is approved for running advertisements, ads will then be displayed on your blog by the ad providers in exchange for money. An average blogger earns between 250USD to 400USD depending on factors such as type of content category, location of visitors, etc. Starting a blog is very affordable and less stressful. All you need is a computer and an internet connection. One cool thing about blogging is you can work from anywhere and anytime once you have internet access and a computer.

Owing and running a blog is cool but we haven’t really discussed how you can create a blog yet. I must be honest with you that creating and managing your blog aside from writing content can sometimes be stressful as well. There are a lot of ways one can create and set up a blog. To stay in line with the objective of this article, I will not be covering how one can create a blog, that will come in a separate article of its own in the upcoming posts. Creating blogs and websites is one of our services and you may use the contact page to get in touch if you want us to help you set up your blog. We also advise and guide clients on the type of content they can focus on if they want to make huge returns as well as stand out from the millions of blogs on the internet.


Second, on this list is vlogging. Vlogging is a very close counterpart to blogging. Am sure you may have guessed what this means if this is your first time hearing such a word. Replacing the B with V in blogging, vlogging is simply blogging with videos instead of written content as you will do in blogging. Instead of writing content like travel guides, and educational guides among others, you instead create video recordings where you explain stuff to your viewers.  Your videos can then be published on platforms like youtube, twitch, TikTok, Facebook, etc. where you get paid when you accumulate more views.

Unlike blogging, vlogging can sometimes be very demanding. You will need a good camera to record good videos. Though you can use your phone if it has a good camera. You will also need a computer to edit your videos to make them more appealing. You don’t need to be a pro video editor to achieve this since there are very good and easy editing softwares you can use to achieve this without much struggle. 

Affiliate Marketing

The concept of affiliate marketing is not new, maybe you have once been involved in it but only that you don’t know that’s the term. Affiliate marketing allows you to sell items you do not own. So how does it work? Let’s look at it from a practical scenario. Imagine a shop in your vicinity that sells mobile phones and laptops.

You can visit the shop and strike a deal with the shopowner to take pictures of the products with their price caps. You can then use the power of social media platforms such as Facebook, Instagram etc or even your own eCommerce website to market these products to other buyers online at your own prices. When you receive an order, you pick the product from the shop where you had the deal and then deliver it to the buyer.

Affiliate marketing can be very lucrative if you are very good at marketing and customer relations. Another advantage of affiliate marketing is that it’s very cheap to operate since you don’t need any huge capital to begin. You can also affiliate market a lot of things such as cars, groceries, electronics etc. But always be sure to choose a good affiliate partner since they will be your main backbone in this journey.

Cooking Service

Cooking Services may be a new form of business idea to most people especially if you are not a resident in the city.  Most workers in the cities hardly get time to cook for themselves. The luxury of time to cook or even make laundry can sometimes be demanding. Instead of buying food outside all the time, they engage the services of someone to cook for them in large quantities at a cost which is then stored in the fridge for days or even weeks.

You can start a business of cooking for people where you take orders for the type of food they want as well as the quantity. You can visit places like offices and speak to the staff about your business to gain some clients. The business of cooking for people is very cheap to begin with since it doesn’t require any huge capital to start with or even an office or shop space.


The photography business is a very broad field and not only limited to taking pictures of people. Starting a business in photography can be very lucrative if you identify a niche for yourself and work in that lane. Photos are considered to be intellectual properties of the photographer and as a result, all pictures taken by you can be sold online.

But how does this work? First of all, it depends on the field of photography you choose to work with. But one lucrative field of photography is concept photography. With concept photography, you can take beautiful photos from your creative concepts and imagination as well as products. You can also travel to places with beautiful landscapes, mountains, etc. to take stunning photos.

You can then signup on any of the stock photos websites to sell your photos. You can check out popular stock photograph websites such as Shutterstock, Adobe Stock etc. where you can sell a single photo for as much as 100USD or even more. All you need to start your photography is a beginner DSLR camera or even a good iPhone, a computer with adobe lightroom software for adding finishing touches to your images. 


Having multiple sources of income isn’t a bad idea, especially in this day and age. If you think you have what it takes to start any business from these listed business ideas, we encourage you to give it a try since the risk factors of all these businesses are very low yet the profits can be very huge. 

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