Best Online Mobile Money Loan Apps in Ghana

Best Online Mobile Money Loan Apps in Ghana

Though times they say are like dreams, you may never know when they visit you. Because of this, there have been companies over the years that exist to provide petty loans for people in need of some quick cash to turn thing around. In this post, we shall take a look at some online loan apps in Ghana that help individuals to access loans when the need arises.

Top Loan Apps in Ghana

1. Fido money lending app in Ghana

Fido is a financial institution that offers loans in Ghana. This company has a license to operate in Ghana, focusing on short-term loans to its users. Loan with Fido requires no collateral, guarantor, and application fees. To access a loan from this app as a Ghana resident, you need to be a mobile money subscriber to any network.

How to borrow from Fido Mobile App

If you are in Ghana and you need a quick fund to sort unforeseen circumstances. The below list will guide you on how to go about it:

  1. First, download the Fido Mobile App from Play store.
  2. Install the app and register using your accurate details..
  3. Fill the loan form in the mobile app with correct details.
  4. Once they approve your loan, you will get the money you applied for into your bank account.

2. FairMoney Loan app

In Ghana, one of the easy money lending apps is Fairmoney Loan. They offer quick loans which you can use for various purposes ranging from health emergencies, rental payments, to other personal needs. We know them for their creditworthiness.

How to apply for a FairMoney loan?

For you to apply for a loan with FairMoney loan app, you have to:

  1. Download the FairMoney app on google playstore
  2. Sign up with a phone number linked to your BVN.
  3. Answer a few questions and authenticate your identity before receiving a loan offer.
  4. Once you accept, you will get your loan instantly in your preferred bank account.

3. Paylater Loan App

One of the leading loan apps in Ghana is Paylater loan app that gives you money in minutes. This app is simple to use and has many interesting features that make borrowing with it very convenient. These features include referring your friends and getting a discount on loan. Also, it offers you money from 5% up to 15.5% interest.

Read Also: GhanaPay Mobile Money

How to get Paylater loan

You can get Paylater loan by:

  1. Download Paylater mobile app from playstore.
  2. Install and launch the app.
  3. Create an account using your correct details.
  4. Fill the loan form on the app.
  5. Submit the form and wait for review.

Note: Once they approve it, they will send your money into your bank account.


4. Branch Loans App

The Branch Loan app is one of Ghana’s best loan apps. This app allows you to apply for a credit loan without collateral. You can complete your application in seconds. They disburse money directly into your account immediately after application. It is always available for access 24/7 and reliable.

How to apply for Branch loan

You can apply for Branch loan Ghana by:

  1. First, download the app on google playstore.
  2. Create your account with your details for quick review.
  3. Apply for your preferred loan option.
  4. They disburse the loan into your preferred bank account.

Read Also: 5 Business ideas to start in Ghana with little or no money

5. KiaKia Loan App

Kiakia loan app is among the recent mobile money lending apps in Ghana. The loan platform provides Ghana residents with short-term loans that do not require collateral. However, this loan app helps cater for urgent cash needs and emergencies.

Kiakia loan app is always available for you to access. For a fast loan with few processes, Kiakia loan app is very reliable.

How Kiakia loan works

For you to apply for Kiakia loan successfully, you have to:

  1. Create an account by providing required details.
  2. Start an application chat with a Kiakia agent.
  3. Upload your ID
  4. Select the desired loan amount.
  5. Choose the repayment period.
  6. Upload screenshots of three previous salaries or income.
  7. Accept loan terms and conditions.
  8. Confirm your submitted bank account.
  9. Get credited into your bank account.
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8 thoughts on “Best Online Mobile Money Loan Apps in Ghana

  1. Pls help me, I used my business money to did my mother funeral so I want to start it again so I need loan.

    Pls I hope this company will help🙏🙏🙏🙏

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