Higher Education Financing – HEF Portal

Access the Higher Education Financing – HEF Portal and log in with your email and password to apply for loans and scholarships. Register for an account if you are a first-time applicant with your KCSE Index Number and Examination Year with the guidelines in this post. Also, secure your scholarship for your education.

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About Higher Education Financing -HEF Loans

Higher Education Financing (HEF) is a New funding Model introduced by the Higher Education Loans Board for the provision of loans and bursaries to students enrolled in Public and Private TVET Colleges and Universities.

New Funding Model[NFM] was unveiled on 3rd May 2023 to address the challenges that public universities and TVET colleges were enduring as a result of massive enrolment and inadequate funding.

This funding model is student-centered and loans and bursaries will be apportioned to students based on their assessed level of need. The universities and TVET will no longer receive bloc-funding in the form of capitation. The funding to students shall combine scholarships, loans, and household contributions on a graduated scale as determined by Means Testing Instrument [MTI]. Students from highly needy and vulnerable backgrounds will pay nothing to colleges and universities.

Higher Education Financing – HEF Application Requirements

Students interested in securing Higher Education Financing (HEF) loan must possess the following requirements;

A valid email address
Valid telephone number (must be registered in your name to apply for a loan)
KCPE and KCSE index numbers and year of examination
Passport size photo
Copy of your National ID (for loan application)
College/University admission letter
Your parents’ registered telephone number
Your parents’ national ID number
Death certificate if any of your parents are deceased.
Your birth certificate.
Two guarantors’ (Can be your parents) ID numbers and registered telephone numbers (for loan application)
Copy of the sponsorship letter if you were sponsored in Secondary school.

Higher Education Financing Eligibility

The following students are eligible to apply for the Higher Education Financing – HEF Loan and scholarship;

Undergraduate Students placed by KUCCPS in 2023 in Public Universities
TVET students placed by KUCCPS in 2023 in Public TVET Colleges

HEF Portal Registration Process

You are required first to create an account with these guidelines in order to log into the HEF portal and apply for Higher Education Financing loans and scholarships;

Visit the HEF Portal via www.portal.hef.co.ke
Click on the Register button
Fill out the form with the following details
- Kenya ID
- KCSE Year
- KCSE Index Number
- KUCCPS Program Code
Click on the Validate button
Wait for the system to validate your entries
Congratulations, an account activation link will be sent to your email
Log into your email and click the activation link to activate your HEF account.

Note: Students who did not receive their HEF activation email in their inbox should check their spam folder for the activation link.

You may read this detailed guide on how to fill out your HEF Loans and Scholarships application form and upload your documents online.